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Checking
Hawaii State FCU offers four types of checking accounts, each one custom designed to fit the ever-changing needs of our members. No matter which checking account you choose, your money will work harder for you.
Overdraft Protection
Avoid the stress, embarrassment and unnecessary fees of returned checks! Never worry about overdrawing your ShareCheck Account again. Overdraft protection provides the automatic coverage you need in the event you accidentally write a check and don’t have the funds to cover it. Two forms of Overdraft Protection are available.
Savings
You work hard for your money so let Hawaii State FCU help your money work hard for you. Hawaii State FCU offers several different types of savings vehicles. Each one earns a competitive dividend rate, which helps you reach your savings goals faster.
IRAs
Hawaii State Federal Credit Union offers several IRA products to fit your retirement and tax saving needs. (The following information is not intended as tax advice. Please consult a tax professional with regard to your own situation.)
NCUA INSURANCE
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration (NCUA), a U.S. Government Agency.
NOTICE OF CHANGES IN TEMPORARY NCUA INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a ‘‘noninterest-bearing transaction account’’ are insured in full by the National Credit Union Administration through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to members under the NCUA’s general share insurance rules. The term ‘‘noninterest-bearing transaction account’’ includes a traditional share draft account (or demand deposit account) on which the insured credit union pays no interest or dividend. It does not include any transaction account that may earn interest or dividends, a negotiable order of withdrawal (‘‘NOW’’) account, money market deposit account, and Interest on Lawyers Trust Account (‘‘IOLTA’’), even if share drafts may be drawn on the account. For more information about temporary NCUA insurance coverage of transaction accounts, visit www.ncua.gov |
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